Free Colorado tool

Mortgage payment calculator

Drag the sliders to see your estimated monthly payment on a Denver-area home — principal, interest, taxes, insurance, and PMI, all in real time.

Home price$525,000
$150k$1.5M
Down payment10%$52,500
0%50%
Interest rate6.75%
3%10%
Loan term
Estimated monthly payment
$0/mo
Principal & interest$0
Property tax (est.)$0
Insurance (est.)$0
PMI (under 20% down)$0

Loan amount $472,500 · est. cash at closing not included. These are estimates using Colorado-average tax (≈0.51%/yr) and insurance (≈0.55%/yr); PMI applies under 20% down.

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Important: This calculator is an educational estimate only. It is not a pre-approval, loan commitment, offer of credit, interest-rate quote, or financial, tax, or legal advice. Principal and interest are calculated with the standard amortization formula from the values you enter; property tax and homeowners insurance use Colorado-average rate estimates and PMI is approximated when the down payment is under 20%. Your actual payment depends on your credit, lender, loan program, county, property, insurer, and current rates, and may differ significantly. Always confirm your true numbers with a licensed mortgage lender. Eugene Williams is a licensed Colorado REALTOR® (License #100110540) with RE/MAX InMotion and is not a mortgage lender. Each RE/MAX office is independently owned and operated. Equal Housing Opportunity.