Free Colorado tool

How much home can you afford?

Get a fast, realistic estimate of your Denver-area home budget — based on your income, debts, down payment, and today's rates.

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Monthly debts = car loans, student loans, minimum credit-card payments, etc. (not rent).

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You could afford a home around
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These numbers use common lending guidelines (housing ≈ 28% of income, total debt ≈ 43%) plus Colorado-average property tax and insurance. Your real budget depends on your credit, lender, and the full picture — the next step is a quick, free chat with a lender I trust to confirm your actual pre-approval.
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Important: This calculator is an educational estimate only. It is not a pre-approval, loan commitment, offer of credit, or financial, tax, or legal advice. Estimates use general debt-to-income guidelines and Colorado-average property tax and insurance rates; your actual affordability depends on your credit, income documentation, debts, the lender, loan program, and current rates, and may differ significantly. Always confirm your true budget with a licensed mortgage lender. Eugene Williams is a licensed Colorado REALTOR® (License #100110540) with RE/MAX InMotion and is not a mortgage lender. Each RE/MAX office is independently owned and operated. Equal Housing Opportunity.