Colorado Down Payment Assistance Checker

6 quick questions → instantly see which programs fit you. CHFA, metroDPA, first-generation buyer help, and more.

✓ Free✓ Results shown instantly✓ No signup required

Where are you looking to buy?

Some programs are metro- or county-specific.

A little about you

These unlock specific programs.

No
Yes
No
Yes
Not sure
No
Yes

Your finances (roughly)

Estimates are fine — this stays on your screen.

Under $75k
$75–120k
$120–180k
Over $180k
Below 580
580–619
620–679
680+

Your likely matches

⚠️ Program terms, income limits, and funding change frequently — these results are a starting shortlist, not a guarantee. A CHFA-approved lender confirms actual eligibility (free).

Want this turned into a real plan?

I'll personally review your matches, check current program funding, and (only if you want) introduce you to a trusted CHFA-approved lender. Free, no pressure.

No spam, ever. Your info goes only to Eugene Williams, RE/MAX InMotion.

Prefer to talk now? Call or text Eugene: 720-402-5843

Checker FAQ

Is this down payment assistance checker accurate?

It gives you a realistic starting list based on how Colorado's major programs are structured — but program terms, income limits, and funding change frequently. Treat the results as a shortlist to confirm with a CHFA-approved lender, not a guarantee of eligibility.

Do I have to be a first-time buyer to get assistance in Colorado?

Not always. Many programs define "first-time" as not having owned a home in the past three years, and some — like metroDPA — are open to repeat buyers as well.

Does using this checker cost anything or create an obligation?

No. It's free, results show instantly, and you don't have to enter contact information to see them. Sharing your info at the end is optional — only if you want a personalized plan and a lender introduction.

What credit score do I need for down payment assistance?

It varies by program. FHA loans can work from around 580, and CHFA programs typically look for at least 620. If you're below those, a lender can map out a path — often people are closer than they think.

Want the full picture? Read the complete Colorado first-time buyer programs guide →

This tool is for general informational purposes only and is not financial, legal, lending, or tax advice. Program names, terms, rates, availability, and eligibility change frequently — confirm current details with a CHFA-approved lender. Equal Housing Opportunity.